Money doesn't grow on trees. Neither do great employees.
Treat them that way.
Happier employees make for better employees.
A well-crafted, value-packed employee benefits package lowers expenses, increases revenue through greater productivity, and helps raise staff morale - a happier employee is a more productive employee.
"We believe that every small to mid-sized business can provide an enhanced staff working environment through a better quality, cost-effective benefits plan."
Buy In Haste, Repent At Leisure.
The intricacies and complexities of employee health plans can be overwhelming. It's too easy to fall prey to unscrupulous middleman peddling products from carriers that seem a great deal on the face of it - until you need to make a claim.
Either that, or misunderstanding the way premiums are calculated - resulting in a nasty surprise you're locked into for a year or more.
We've Got Your Back
We're specialists in providing employer benefits sales and consultancy to small and medium-sized businesses based in New Jersey, Delaware, Pennsylvania, New York, and Connecticut.
Since 2011 we've helped businesses save money while getting great value on a wide range of employee benefits, life insurance, and individual health insurance.
We don’t just act as a broker or a middle-man, reaching out to carriers with a blanket RFP. We take the time to really understand your business - your cashflow ebbs and flows, revenue projections, business growth plans, and so forth.
Only by understanding what makes your business tick can we advise and recommend the best plan that makes sense for your particular situation.
We help you navigate the complex minefield of outwardly-similar providers, plans, and contributions. We help strategize on employee contributions and presentations. We advise, consult and help design the plan. And we'll hold your hand along the way.
Your employees - and business - deserve nothing less.
Meet The Team
Matt Roy is the founder and President of Blue Ocean Benefits & Consulting. Back in 2012, when the Affordable Care Act drove many brokers and consultants to sell out to big shops or retire early, Matt seized the opportunity to build a consulting practice dedicated to helping business owners navigate the complex new laws and implement the best possible benefits strategy for their company and employees.
Matt has extensive experience in both the small group (2-50) and mid-sized (51+) markets, including self-funded business and alternative funding arrangements. He has been involved with the decision-making process for thousands of groups as a sales person, manager and consultant, and he understands the various needs of almost any type of decision maker when it comes to employee benefits.
He earned a Bachelor of Arts with a major in Philosophy and a minor in Business Administration from the University of Notre Dame.
Vice President, Sales
Norm joined Blue Ocean in 2015 as an Executive Vice President. In this role, he is responsible for the introduction, acquisition, and transition of new clients, as well as the ongoing management of existing client relationships.
Norm specializes in financial analysis and developing creative funding strategies for his clients. His focus is on helping clients retain employees and control premium costs while remaining compliant in the administration of their benefit plans.
Norm has partnered with entrepreneurs and business owners from all sectors for over 25 years. Prior to joining Blue Ocean, Norm started and grew a dynamic regional insurance consulting firm that was later acquired by a global brokerage.
A fine food and college basketball enthusiast, Norm enjoys golf, tennis, and spending time with his family.
Vice President, Sales
He is extremely service-oriented and a guy you can count on the get it done whether it is simple or complex.
Clients rave about Chuck’s tenaciousness and drive.
Director of Operations
Senior Account Manager
She is skilled at processing enrollments and terminations, expediting claims, resolving billing discrepancies, and providing guidance on plan administration and regulatory topics such as the Affordable Care Act, COBRA, HIPAA, NJ State Continuation, and Medicare.
Jennifer has been in the health/life insurance industry for over 20 years, including 5 years at Horizon Blue Cross Blue Shield of NJ.
Senior Account Manager
Don’s role at Blue Ocean is managing the renewal process from start to finish. His goal is to make sure that clients feel confident in making plan selections that offer the best possible value for their employees as well as provide cost savings.
He does this by providing clients with a thorough analysis of all options available to them in the market, as well as discussing strategies to help them make a well-informed decision for their new plan year.
Don has 19 years’ experience in the benefits industry, and he specializes in plans for small employers with 2-50 employees.
Dawn is an Account Manager at Blue Ocean. She handles a variety of day-to-day service issues for our clients – answering benefit questions, resolving claim issues, processing enrollment transactions, preparing materials for open enrollments, managing our online portal systems, and making sure that whatever needs to be done for our clients is being handled.
Dawn has spent her entire career in the Employee Benefits field, having held positions in Account Management, Underwriting, Sales, and Benefit Administration.